/* ===========================================================
   SUMMIT SOLUTIONS — shared stylesheet
   =========================================================== */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600;9..144,700&family=Inter:wght@400;500;600;700&display=swap');

:root{
  --bg:        #0F0D0A;
  --bg-raised: #17130E;
  --bg-card:   #1C1712;
  --line:      #2E2820;
  --line-soft: #221D17;
  --gold:      #C6A664;
  --gold-2:    #E8C879;
  --gold-dim:  #8A7245;
  --white:     #F6F2E9;
  --gray:      #A79E8C;
  --gray-dim:  #6E6656;

  --serif: 'Fraunces', serif;
  --sans:  'Inter', sans-serif;

  --maxw: 1180px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  background: var(--bg);
  color: var(--white);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img,svg{ display:block; max-width:100%; }
a{ color: inherit; text-decoration:none; }

h1,h2,h3,h4{
  font-family: var(--serif);
  font-weight: 500;
  line-height: 1.08;
  margin: 0;
  letter-spacing: -0.01em;
}

p{ margin:0; }

.wrap{
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 32px;
}

@media (max-width: 640px){
  .wrap{ padding: 0 20px; }
}

/* ---------- reduced motion ---------- */
@media (prefers-reduced-motion: reduce){
  *{ animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior:auto !important; }
}

/* ---------- focus ---------- */
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible{
  outline: 2px solid var(--gold-2);
  outline-offset: 3px;
}

/* ---------- nav ---------- */
.nav{
  position: sticky; top:0; z-index: 50;
  background: rgba(15,13,10,0.86);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line-soft);
}
.nav .wrap{
  display:flex; align-items:center; justify-content:space-between;
  height: 78px;
}
.brand{ display:flex; align-items:center; gap:10px; }
.brand .mark{ width:26px; height:26px; }
.brand .word{
  font-family: var(--serif); font-size: 19px; letter-spacing: 0.06em;
  color: var(--white); font-weight: 600;
}
.nav-links{ display:flex; align-items:center; gap: 34px; }
.nav-links a{
  font-size: 14.5px; color: var(--gray);
  transition: color .2s ease;
}
.nav-links a:hover{ color: var(--white); }
.nav-cta{
  border:1px solid var(--gold-dim);
  color: var(--gold-2) !important;
  padding: 10px 20px;
  border-radius: 3px;
  font-size: 14px !important;
  transition: border-color .2s ease, background .2s ease;
}
.nav-cta:hover{ background: rgba(198,166,100,0.08); border-color: var(--gold); }
.nav-toggle{ display:none; background:none; border:none; color:var(--white); }

@media (max-width: 860px){
  .nav-links{ display:none; }
  .nav-toggle{ display:block; }
}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex; align-items:center; gap:10px;
  font-family: var(--sans); font-size: 15px; font-weight: 600;
  padding: 15px 28px; border-radius: 3px;
  border: 1px solid transparent;
  cursor:pointer;
  transition: transform .15s ease, background .2s ease, border-color .2s ease, color .2s ease;
}
.btn-gold{
  background: linear-gradient(180deg, var(--gold-2), var(--gold));
  color: #16130D;
}
.btn-gold:hover{ transform: translateY(-1px); filter: brightness(1.05); }
.btn-outline{
  border-color: var(--line);
  color: var(--white);
  background: transparent;
}
.btn-outline:hover{ border-color: var(--gold-dim); color: var(--gold-2); }

/* ---------- contour motif ---------- */
.contours{ position:absolute; inset:0; overflow:hidden; pointer-events:none; }
.contours svg{ position:absolute; }

/* ---------- hero ---------- */
.hero{
  position:relative;
  padding: 108px 0 96px;
  overflow:hidden;
  border-bottom: 1px solid var(--line-soft);
}
.hero .wrap{
  display:grid; grid-template-columns: 1.15fr 0.85fr; gap: 40px; align-items:center;
  position:relative; z-index:2;
}
.eyebrow{
  font-size: 13.5px; color: var(--gray); margin-bottom: 18px;
  border-left: 2px solid var(--gold-dim); padding-left: 12px;
}
.hero h1{
  font-size: clamp(38px, 5vw, 60px);
  color: var(--white);
  max-width: 12ch;
}
.hero h1 em{ font-style: italic; color: var(--gold-2); }
.hero-sub{
  margin-top: 22px;
  font-size: 18px; color: var(--gray);
  max-width: 46ch;
  line-height: 1.65;
}
.hero-actions{ display:flex; gap:16px; margin-top: 34px; flex-wrap:wrap; }
.hero-art{ position:relative; height: 420px; }

@media (max-width: 900px){
  .hero .wrap{ grid-template-columns: 1fr; }
  .hero-art{ height: 240px; order:-1; opacity:.6; }
}

/* ---------- strip ---------- */
.strip{
  border-bottom: 1px solid var(--line-soft);
  background: var(--bg-raised);
}
.strip .wrap{
  display:grid; grid-template-columns: repeat(3,1fr);
  gap: 0;
}
.strip-item{
  padding: 30px 32px;
  border-right: 1px solid var(--line-soft);
}
.strip-item:last-child{ border-right:none; }
.strip-item .k{ font-family: var(--serif); font-size: 21px; color: var(--gold-2); margin-bottom:6px; }
.strip-item .v{ font-size: 14.5px; color: var(--gray); }
@media (max-width: 720px){
  .strip .wrap{ grid-template-columns: 1fr; }
  .strip-item{ border-right:none; border-bottom:1px solid var(--line-soft); }
}

/* ---------- section ---------- */
.section{ padding: 100px 0; }
.section-tight{ padding: 72px 0; }
.section-head{
  max-width: 640px; margin-bottom: 56px;
}
.section-head h2{
  font-size: clamp(30px, 3.4vw, 42px);
  color: var(--white);
}
.section-head p{
  margin-top: 16px; font-size: 17px; color: var(--gray); line-height: 1.65;
}
.section-alt{ background: var(--bg-raised); border-top:1px solid var(--line-soft); border-bottom:1px solid var(--line-soft); }

/* ---------- cards ---------- */
.grid-3{ display:grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line-soft); border:1px solid var(--line-soft); }
.grid-4{ display:grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line-soft); border:1px solid var(--line-soft); }
.card{
  background: var(--bg);
  padding: 36px 32px;
}
.section-alt .card{ background: var(--bg-raised); }
.card .num{ font-family: var(--serif); font-size: 14px; color: var(--gold-dim); margin-bottom: 18px; }
.card h3{ font-size: 21px; color: var(--white); margin-bottom: 12px; }
.card p{ font-size: 15px; color: var(--gray); line-height: 1.6; }
.card .link{
  display:inline-block; margin-top: 18px; font-size: 14px; color: var(--gold-2);
  border-bottom: 1px solid var(--gold-dim);
}
@media (max-width: 900px){
  .grid-3, .grid-4{ grid-template-columns: 1fr 1fr; }
}
@media (max-width: 620px){
  .grid-3, .grid-4{ grid-template-columns: 1fr; }
}

/* ---------- industries ---------- */
.industry-row{
  display:grid; grid-template-columns: 1fr 1fr; gap: 1px;
  background: var(--line-soft); border: 1px solid var(--line-soft);
}
.industry{
  background: var(--bg); padding: 40px;
  display:flex; flex-direction:column; gap:14px;
}
.industry .tag{ font-size:12.5px; color: var(--gold-dim); }
.industry h3{ font-size: 24px; color:var(--white); }
.industry p{ font-size:15px; color:var(--gray); line-height:1.65; }
.industry .split{ font-size: 13.5px; color: var(--gray-dim); border-top:1px solid var(--line-soft); padding-top:14px; margin-top:4px; }
@media (max-width: 720px){ .industry-row{ grid-template-columns: 1fr; } }

/* ---------- how it works ---------- */
.steps{ display:grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.step .n{ font-family: var(--serif); font-size: 34px; color: var(--gold-dim); margin-bottom: 14px; }
.step h4{ font-size: 18px; color: var(--white); margin-bottom: 10px; }
.step p{ font-size: 14.5px; color: var(--gray); line-height:1.6; }
@media (max-width: 900px){ .steps{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px){ .steps{ grid-template-columns: 1fr; } }

/* ---------- packages ---------- */
.pkgs{ display:grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.pkg{
  border: 1px solid var(--line); border-radius: 6px; padding: 36px 30px;
  background: var(--bg-card); position:relative; display:flex; flex-direction:column;
}
.pkg.featured{ border-color: var(--gold-dim); box-shadow: 0 0 0 1px var(--gold-dim) inset; }
.pkg .badge{
  position:absolute; top:-13px; left: 30px; background: var(--gold-2); color:#16130D;
  font-size: 12px; font-weight:700; padding: 4px 12px; border-radius: 20px;
}
.pkg .pname{ font-size:13px; color: var(--gold-2); letter-spacing:0.02em; margin-bottom: 10px; }
.pkg .price{ font-family: var(--serif); font-size: 40px; color: var(--white); }
.pkg .price span{ font-size:15px; color: var(--gray); font-family: var(--sans); }
.pkg .pdesc{ margin-top:10px; font-size:14.5px; color:var(--gray); min-height:44px; }
.pkg ul{ list-style:none; margin: 24px 0 0; padding:0; display:flex; flex-direction:column; gap:11px; flex-grow:1; }
.pkg li{ font-size: 14.5px; color: var(--gray); padding-left: 18px; position:relative; }
.pkg li::before{ content:'—'; position:absolute; left:0; color: var(--gold-dim); }
.pkg .btn{ margin-top: 28px; width:100%; justify-content:center; }
@media (max-width: 900px){ .pkgs{ grid-template-columns: 1fr; } }
.pricing-note{ margin-top: 28px; font-size: 13.5px; color: var(--gray-dim); max-width: 60ch; }

/* ---------- cta band ---------- */
.cta-band{
  position:relative; overflow:hidden;
  padding: 90px 0; text-align:left;
  background: var(--bg-raised);
  border-top: 1px solid var(--line-soft); border-bottom: 1px solid var(--line-soft);
}
.cta-band .wrap{ position:relative; z-index:2; max-width: 620px; }
.cta-band h2{ font-size: clamp(28px,3.6vw,40px); color:var(--white); }
.cta-band p{ margin-top:16px; font-size:16.5px; color:var(--gray); line-height:1.6; }
.cta-band .btn{ margin-top: 30px; }

/* ---------- contact ---------- */
.contact-grid{ display:grid; grid-template-columns: 1fr 1.1fr; gap: 64px; }
.contact-info h2{ font-size: clamp(28px,3.2vw,38px); }
.contact-info p{ margin-top:16px; color:var(--gray); font-size:16px; line-height:1.65; max-width:42ch; }
.contact-detail{ margin-top: 34px; display:flex; flex-direction:column; gap:12px; }
.contact-detail a{ font-size:15.5px; color: var(--white); border-bottom:1px solid var(--line); padding-bottom:2px; width:fit-content; }
.contact-detail a:hover{ border-color: var(--gold-dim); color:var(--gold-2); }

.form{ display:flex; flex-direction:column; gap:18px; }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.field label{ display:block; font-size:13px; color: var(--gray); margin-bottom:8px; }
.field input, .field textarea{
  width:100%; background: var(--bg-card); border:1px solid var(--line);
  color: var(--white); font-family: var(--sans); font-size: 15px;
  padding: 13px 14px; border-radius: 3px; resize:vertical;
}
.field input::placeholder, .field textarea::placeholder{ color: var(--gray-dim); }
.field input:focus, .field textarea:focus{ outline:none; border-color: var(--gold-dim); }
.form .btn{ align-self:flex-start; margin-top:6px; }
.form-note{ font-size: 12.5px; color: var(--gray-dim); }
@media (max-width: 860px){ .contact-grid{ grid-template-columns:1fr; } .form-row{ grid-template-columns:1fr; } }

.form-success{
  display:none; border:1px solid var(--gold-dim); border-radius:4px; padding:26px 28px;
  background: rgba(198,166,100,0.06);
}
.form-success h3{ font-size:19px; color:var(--gold-2); margin-bottom:8px; }
.form-success p{ font-size:14.5px; color:var(--gray); }

/* ---------- footer ---------- */
footer{ border-top:1px solid var(--line-soft); padding: 56px 0 40px; }
.foot-top{ display:flex; justify-content:space-between; gap:40px; flex-wrap:wrap; margin-bottom:40px; }
.foot-brand .word{ font-family:var(--serif); font-size:19px; color:var(--white); letter-spacing:0.05em; }
.foot-brand p{ margin-top:10px; font-size:14px; color:var(--gray); max-width:34ch; }
.foot-links{ display:flex; gap:64px; flex-wrap:wrap; }
.foot-col h5{ font-size:12.5px; color:var(--gray-dim); margin-bottom:14px; font-weight:600; }
.foot-col a{ display:block; font-size:14px; color:var(--gray); margin-bottom:10px; }
.foot-col a:hover{ color: var(--gold-2); }
.foot-bottom{
  border-top:1px solid var(--line-soft); padding-top:26px;
  display:flex; justify-content:space-between; color:var(--gray-dim); font-size:13px; flex-wrap:wrap; gap:10px;
}

/* ---------- landing-page specific ---------- */
.badge-inline{
  display:inline-block; font-size:13px; color:var(--gold-2); border:1px solid var(--gold-dim);
  padding:6px 14px; border-radius:20px; margin-bottom:20px;
}

/* ===========================================================
   DEBT-SETTLEMENT REPOSITION — additional components
   =========================================================== */

/* ---------- split responsibility model ---------- */
.model{
  display:grid; grid-template-columns: 1fr 1fr; gap: 1px;
  background: var(--line-soft); border:1px solid var(--line-soft);
}
.model-col{ background: var(--bg); padding: 38px 34px; }
.section-alt .model-col{ background: var(--bg-raised); }
.model-col h3{ font-size: 20px; color: var(--white); margin-bottom: 6px; }
.model-col .who{ font-size:12.5px; color: var(--gold-dim); margin-bottom: 20px; }
.model-col ul{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:10px; }
.model-col li{ font-size:14.5px; color: var(--gray); padding-left:18px; position:relative; }
.model-col li::before{ content:'—'; position:absolute; left:0; color:var(--gold-dim); }
@media (max-width:720px){ .model{ grid-template-columns:1fr; } }

/* ---------- flow diagram ---------- */
.flow{ display:flex; flex-direction:column; gap:0; }
.flow-node{
  border:1px solid var(--line); border-radius:5px; padding: 22px 26px;
  background: var(--bg-card);
}
.flow-node.accent{ border-color: var(--gold-dim); box-shadow: 0 0 0 1px var(--gold-dim) inset; }
.flow-node .fl{ font-size:12.5px; color:var(--gold-dim); margin-bottom:7px; }
.flow-node .ft{ font-size:16.5px; color:var(--white); font-family:var(--serif); margin-bottom:6px; }
.flow-node .fd{ font-size:14px; color:var(--gray); line-height:1.55; }
.flow-arrow{
  width:1px; height:30px; background: var(--line);
  margin: 0 auto; position:relative;
}
.flow-arrow::after{
  content:''; position:absolute; bottom:0; left:-3.5px;
  border-left:4px solid transparent; border-right:4px solid transparent;
  border-top:6px solid var(--gold-dim);
}

/* ---------- scale tiers ---------- */
.tiers{ display:grid; grid-template-columns: repeat(3,1fr); gap:24px; }
.tier{
  border:1px solid var(--line); border-radius:6px; padding:32px 28px; background: var(--bg-card);
}
.tier.featured{ border-color: var(--gold-dim); box-shadow: 0 0 0 1px var(--gold-dim) inset; }
.tier .tsize{ font-family:var(--serif); font-size:34px; color:var(--white); margin-bottom:4px; }
.tier .tname{ font-size:13px; color:var(--gold-2); margin-bottom:16px; }
.tier p{ font-size:14.5px; color:var(--gray); line-height:1.6; }
@media (max-width:860px){ .tiers{ grid-template-columns:1fr; } }

/* ---------- pilot ---------- */
.pilot{
  border:1px solid var(--gold-dim); border-radius:6px;
  padding: 46px 44px; background: var(--bg-card);
  display:grid; grid-template-columns: 1fr 340px; gap:48px; align-items:center;
}
.pilot h2{ font-size: clamp(26px,3vw,34px); color:var(--white); }
.pilot p{ margin-top:14px; font-size:16px; color:var(--gray); line-height:1.65; }
.pilot ul{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:12px; }
.pilot li{ font-size:14.5px; color:var(--gray); padding-left:18px; position:relative; }
.pilot li::before{ content:'—'; position:absolute; left:0; color:var(--gold-dim); }
@media (max-width:860px){ .pilot{ grid-template-columns:1fr; gap:32px; padding:34px 28px; } }

/* ---------- compliance note ---------- */
.note-box{
  border-left: 2px solid var(--gold-dim);
  padding: 18px 24px; background: rgba(198,166,100,0.04);
  font-size: 14.5px; color: var(--gray); line-height:1.65;
  border-radius: 0 4px 4px 0;
}